STLAccounting & Finance

About

Short-term let accountants who start from whatever you've got.

STL Accounting and Finance is an accounting practice built around the short-term let and holiday let sector. The clients we take on operate short-term let or holiday accommodation, and the questions our team spends its working week on — post-FHL income tax and capital allowances, MTD for Income Tax, VAT on platform fees, visitor-levy remittance, and non-domestic rates versus council tax — are the questions our clients bring us.

Why sector focus matters more, not less, than it used to

Any qualified accountant can produce a compliant tax return for a short-term let operator. The value of sector focus is in the density of specific work — the finance-cost restriction on residential property, the replacement-of-domestic-items relief, the interaction with capital allowances on qualifying pool spend, the VAT treatment of platform fees and mandatory cleaning charges, the rating decisions available at the 2026 revaluation, and the emerging registration and visitor-levy regimes across the four nations. Each of these is a small, current file we look at often enough to keep the mechanics fresh.

All accounting and tax work is signed off by Aspiration Accounts, an HMRC-registered accountancy firm, before it reaches you or HMRC.

The last two years have brought a cluster of changes that landed specifically on STL operators: the abolition of the Furnished Holiday Let regime on 6 April 2025, the arrival of Making Tax Digital for Income Tax on 6 April 2026, the Welsh statutory register opening on 1 October 2026 (with the English registration scheme provided for by the Levelling-up and Regeneration Act 2023 and awaiting secondary legislation), and the first live visitor levies in Scotland with Wales enabled through the Visitor Accommodation Act 2025. Each of these has technical detail that rewards regular exposure.

The firm was founded on the view that the tax and regulatory burden on STL operators would grow in ways that rewarded sector-specific knowledge. Every change since has been consistent with that view.

Part of the STL Solutions group

STL Accounting and Finance is the accounting arm of the STL Solutions group. Our sister practice, STL Solutions, is a planning and licensing consultancy for short-term let operators, headed by Ross Armstrong LLB (Hons), MA. The two firms work together where a client's question has both accounting and planning dimensions — which in this sector is most of them.

Where we work

We advise short-term let and holiday let operators across all four nations of the United Kingdom. Scotland, where the licensing regime arrived first and the tax and regulatory environment is now three years into its post-licensing life, forms the largest share of our current work. England, Wales and Northern Ireland are the areas of fastest growth in our client base as their own registration and licensing schemes come into force.

How we work

You send us what you have: platform exports, bank statements, photos of receipts, forwarded emails, the cleaner's messages. We read it, reconcile it, prepare and file what is due each quarter and each year, and send a one-page summary every month. Advice is part of the service, not an extra: email on every Accounts plan, telephone on Accounts + Support. All on a fixed monthly fee you can cancel at any time. See our plans for what each level includes.

Ready to talk? Book a free 15-minute consultation and a member of the team will call you at a time that suits. Prefer email? Write to hello@stlaccounting.co.uk.