Insights
We are the UK's only dedicated accounting practice focused exclusively on short-term let and holiday let operators. These are the tax and compliance issues we handle daily, written up for the operators handling them themselves.
STL income is heavily seasonal but the tax bill is not. This is why so many operators arrive at January underfunded, what the payment-on-account arithmetic actually does to the shape of the year, and the discipline that fixes it.
Around 1.8 million UK fixed-rate mortgages roll off in 2026, many held by STL landlords. The lender criteria they will face on remortgage are materially tighter than the ones they signed up under. This is what the accounts and evidence pack should look like.