30 July 2026·9 min read
Refinancing an STL Portfolio in H2 2026: What Lenders Now Ask For That They Did Not Two Years Ago
Around 1.8 million UK fixed-rate mortgages roll off in 2026, many held by STL landlords. The lender criteria they will face on remortgage are materially tighter than the ones they signed up under. This is what the accounts and evidence pack should look like.